1A business installment loan is originated by FinWise Bank, a Utah-chartered bank, Member FDIC and serviced by Backd. 2Decisions and funding may take additional time and not be same-day. Additional information may be required. Time to receive funds varies based upon your financial institution's receiving schedule and operating hours. 3Your application, including the amount, cost, and approval, is subject to review and is not guaranteed. 4Terms and conditions subject to change without prior disclosure or notice.